Terms of Service | Lamco Investments

Terms of Service
Last Updated on July 23, 2025

PURPOSE OF THIS AGREEMENT

Welcome to Lamco Investments LLC (“Lamco Investments”), www.lamcoinvestments.com. This Agreement sets forth your rights and obligations as a Lamco Investments LLC User. By clicking “I Agree,” You indicate that You have read and understood this Agreement and You will be bound by its Terms.

IMPORTANT – PLEASE CAREFULLY READ AND UNDERSTAND THESE TERMS AND CONDITIONS OF USE & SALE BEFORE ACCESSING, USING, OR SUBSCRIBING OR PLACING AN ORDER OVER LAMCO INVESTMENTS. THESE TERMS CONTAIN DISCLAIMERS OF WARRANTIES AND LIMITATIONS OF LIABILITIES (see Sections 11, 17, and 18). THESE TERMS FORM AN ESSENTIAL BASIS OF OUR AGREEMENT. PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.

The use of www.lamcoinvestments.com (hereafter “Website”), which is owned and maintained by Lamco Investments LLC (“Lamco Investments,” “we,” “our,” “us”), is governed by the terms and conditions set forth below. We offer the Website, including all information, tools, and services available from the Website to you, the user, conditioned upon your acceptance of all terms and conditions stated here. By accessing, using, subscribing, or placing an order over the Website, you and your business agree to the terms set forth herein. If you do not agree to these terms and conditions in their entirety, you are not authorized to use the Website in any manner or form whatsoever.

THIS IS A BINDING AGREEMENT

These Terms and Conditions of Use & Sale (“Terms”) together with our Privacy Statement form a legally binding agreement (“Agreement”) between you and your business (“you”) and Lamco Investments LLC. This Agreement governs your access to and use of the Website and the services provided by Lamco Investments, any order you place through the Website, by telephone, or other accepted method of purchase and, as applicable, your use or attempted use of the products or services offered on or available through the Website.

This Agreement contains arbitration and class action waiver provisions that waive your right to a court hearing, right to a jury trial, and right to participate in a class action. Arbitration is mandatory and is the exclusive remedy for any and all disputes unless specified below in Section 18.

Lamco Investments LLC reserves the right to update and change, from time to time, these Terms and all documents incorporated by reference by posting updates and/or changes to our Website. It is your responsibility to check this page periodically for changes. You can find the most recent version of these Terms at www.lamcoinvestments.com. Use of the Website after such changes constitutes acceptance of such changes. Any new features or tools which are added to the current Website shall also be subject to the Terms.

TABLE OF CONTENTS

Website Use
Website User Conduct and Restrictions-License Terms
Our Privacy Statement and Your Personal Information
Information You Provide; Registration; Passwords; Prohibition Against Hosting Third-Party Agency Accounts
Order Placement and Acceptance
Refunds for Hard Goods
Automatic Enrollment and Payment, and Cancellation
Subscription Terms and Automatic Payment
Shipping Fees
Products, Services, and Prices Available on the Website
Important Disclosures
Testimonials, Reviews, and Pictures/Videos
Disclaimers of Other Warranties
Limitations of Liabilities
Dispute Resolution by Mandatory Binding Arbitration and Class Action Waiver
Lamco Investments LLC Additional Remedies
Indemnification
Notice and Takedown Procedures; Copyright Agent
Third-Party Links
Termination
No Waiver
Governing Law and Venue
Force Majeure
Assignment
Electronic Signature
Changes to the Agreement
Your Additional Representations and Warranties
Severability
Entire Agreement
Contacting Us
Data Privacy Shield

SECTION 1 – WEBSITE USE

The Website is intended for businesses operated by adults. If you use the Website, you are affirming that you are at least 18 years old or the legal age of majority in your state or province of residence (whichever is greater), operate a business, have the legal capacity to enter into a binding contract with us, and have read this Agreement and understand and agree to its terms.

SECTION 2 – WEBSITE USER CONDUCT AND RESTRICTIONS – LICENSE TERMS

All aspects of our Website are protected by U.S. and international copyright, trademark, and other intellectual property laws, including all content, information, design elements, text material, logos, taglines, metatags, hashtags, photographic images, testimonials, personal stories, icons, video and audio clips, and downloads. No material on the Website may be copied, reproduced, distributed, republished, uploaded, displayed, posted, or transmitted in any way whatsoever. Lamco Investments LLC trademark and logo are proprietary marks of Lamco Investments LLC, and the use of those marks is strictly prohibited. Nothing herein gives you the right to use, copy, register as a domain name, reproduce, or otherwise display any logo, tagline, trademark, trade name, copyrighted material, patent, trade dress, trade secret, or confidential information owned by Lamco Investments LLC.

Subject to your continued strict compliance with all Terms, Lamco Investments LLC provides to you a revocable, limited, non-exclusive, royalty-free, non-sublicenseable, non-transferrable license to use the Website. You acknowledge and agree that you do not acquire any ownership rights in any material protected by intellectual property laws.

If you purchase a subscription to Lamco Investments LLC software over the Website, Lamco Investments LLC provides to you a revocable, limited, non-exclusive, non-sublicenseable, non-transferrable license to use the software. You acknowledge and agree that:

The software is copyrighted material under United States and international copyright laws that is exclusively owned by Lamco Investments LLC;
You do not acquire any ownership rights in the software;
You may not modify, publish, transmit, participate in the transfer or sale, or create derivative works from the content of the software;
Except as otherwise expressly permitted under copyright law, you may not copy, redistribute, publish, display or commercially exploit any material from the software without the express written permission of Lamco Investments LLC;
In the event of any permitted copying (e.g., from the Website to your computer system), no changes in or deletion of author attribution, trademark, legend or copyright notice shall be made.

You agree not to use or attempt to use the Website, or any software provided by Lamco Investments LLC, whether alone, or in conjunction with other software or hardware, in any unlawful manner or a manner harmful to Lamco Investments LLC. You further agree not to commit any harmful or unlawful act or attempt to commit any harmful or unlawful act on or through the Website or through use of any software or hardware including, but not limited to, refraining from:

Harmful Acts: Any dishonest or unethical business practice; any violation of the law; infliction of harm to Lamco Investments LLC’s reputation; hacking and other digital or physical attacks on the Website; and the violation of the rights of Lamco Investments LLC or any third party;
Spamming and Unsolicited Communications: We have zero tolerance for spam and unsolicited communications. Any communications sent or authorized by you reasonably deemed “spamming,” or any other unsolicited solicitations (including without limitation postings on social media or third-party blogs) will be deemed a material threat to Lamco Investments LLC’s reputation and to the rights of third parties. It is your obligation, exclusively, to ensure that all business communications comply with state and local anti-spamming or analogous laws.
Sensitive Information: You will not import, or incorporate into, any contact lists or other content you upload to any website, software, or other electronic service hosted, provided by or connected to Lamco Investments LLC, any of the following information: social security numbers, national insurance numbers, credit card data, passwords, security credentials, bank account numbers, or sensitive personal, health or financial information of any kind.

SECTION 3 – OUR PRIVACY POLICY AND YOUR PERSONAL INFORMATION

We respect your privacy and the use and protection of your non-public, personal information. Your submission of personal information through the Website is governed by our Privacy Statement. Our Privacy Statement may be viewed at www.lamcoinvestments.com. Lamco Investments LLC reserves the right to modify its Privacy Statement in its reasonable discretion from time to time. Our Privacy Statement is incorporated into this Agreement by reference.

SECTION 4 – INFORMATION YOU PROVIDE; REGISTRATION; PASSWORDS; PROHIBITION AGAINST HOSTING THIRD-PARTY AGENCY ACCOUNTS

As a Lamco Investments LLC user, you will be required to create an account with Lamco Investments LLC. You warrant that the information you provide us is truthful and accurate and that you are not impersonating another person. You are responsible for maintaining the confidentiality of any password you may use to access your Lamco Investments LLC user account, and you agree not to transfer your password or username or lend or otherwise transfer your use of or access to your user account, to any third party.

So-called “agency accounts,” or accounts in which you host funnels for third parties, are prohibited. Should your usage data indicate, in Lamco Investments LLC’s sole and exclusive discretion, that you are operating an agency account, you will be subject to cancellation of your Lamco Investments LLC user account or enhanced pricing for your Lamco Investments LLC user account, at Lamco Investments LLC’s sole and exclusive discretion.

You are fully responsible for all transactions with, and information conveyed to, Lamco Investments LLC under your user account. You agree to immediately notify Lamco Investments LLC of any unauthorized use of your password or user name or any other breach of security related to your user account. You agree that Lamco Investments LLC is not liable, and you will hold Lamco Investments LLC harmless, for any loss or damage arising from your failure to comply with any of the foregoing obligations.

SECTION 5 – ORDER PLACEMENT AND ACCEPTANCE

If you order a service or product, payment must be received by us before your order is accepted. We may require additional information regarding your order if any required information was missing or inaccurate and may cancel or limit an order any time after it has been placed. Your electronic order confirmation, or any form of confirmation, does not signify our acceptance of your order. You must contact us immediately at support@lamcoinvestments.com in order to modify or cancel your pending order. We cannot guarantee that we will be able to amend your order in accordance with your instructions.

All items are subject to availability. We will notify you if any item is not available, the expected availability date, and may offer you an alternative product or service. If the availability of any product or service is delayed and you do not wish to substitute, we will cancel your order and fully refund you if you were charged.

SECTION 6 – REFUNDS FOR HARD GOODS

If you have purchased a “hard good” (e.g., a book or other tangible product) from Lamco Investments LLC or any related brands, you may receive a limited refund if you meet the following conditions:

You must request a refund in writing by contacting support@lamcoinvestments.com.
Your request must be made within thirty (30) days of your purchase.
You must return the goods to Lamco Investments LLC immediately, following shipping instructions provided via email.
The returned goods must be in like-new, resellable condition, as determined in Lamco Investments LLC’s reasonable discretion.

SECTION 7 – AUTOMATIC ENROLLMENT AND PAYMENT, AND CANCELLATION

If you do not want to continue your subscription after your free trial ends, you must contact us at least 24 hours before your trial expires by emailing support@lamcoinvestments.com. If you don’t cancel in time, your subscription will continue automatically, and the payment method provided at the time of enrollment will be charged the full monthly subscription rate until you cancel. Lamco Investments LLC reserves the right to change subscription rates at any time. If that happens, we will notify you by email and give you the option to cancel.

If you wish to cancel your Lamco Investments LLC subscription after a free trial or discounted period, you must submit a cancellation request to support@lamcoinvestments.com. For monthly subscriptions, we require at least ten (10) days’ notice before the next billing cycle. Late cancellations may still incur a charge for the upcoming month. We do not prorate unused time or offer refunds unless otherwise stated. We may charge a cancellation fee equal to the amount the subscription was discounted.

Lamco Investments LLC Book Orders

Please allow 10–14 business days for delivery. To receive your book, you must pay a one-time shipping fee of $8.95. A single copy is free with shipping covered. Additional fees may apply for rush shipping or added products.

We offer a 100% Satisfaction Guarantee — if you don’t love the book, we’ll refund your shipping fee and let you keep it. No return necessary.

SECTION 8 – SUBSCRIPTION TERMS AND AUTOMATIC PAYMENT

A Lamco Investments LLC user is responsible for paying all subscription fees. Your first fee is due when your account is set up or after your free trial ends if not canceled. Each calendar month, your payment method will be charged for the next month’s subscription, plus any additional fees incurred.

Accepted payment methods include credit or debit cards. Payment info is securely collected. You authorize recurring payments based on the plan selected unless canceled according to the terms.

If you are a monthly subscriber and have provided a valid payment method, your subscription will automatically renew each month. To cancel, email us at support@lamcoinvestments.com at least 10 days prior to your next billing cycle.

Lamco Investments LLC reserves the right to terminate your account for non-payment. If collection becomes necessary, you are liable for all related costs, including legal fees.

In addition to fees, applicable taxes may be charged.

SECTION 9 – SHIPPING FEES

Unless stated otherwise, shipping and handling fees will be added to orders for physical products. We use reasonable efforts to fulfill your order promptly. Shipping times are estimates and may vary.

You are responsible for providing accurate shipping and contact details. If delays occur, we’ll notify you via email. If we cannot reach you, we may cancel the order and issue a full refund.

We are not liable for delays caused by third-party shippers. Title and risk of loss pass to you when we hand your order to the carrier.

SECTION 10 – PRODUCTS, SERVICES, AND PRICES AVAILABLE ON THE WEBSITE

Products, services, and prices are generally posted at www.lamcoinvestments.com, but are subject to change. Lamco Investments LLC reserves the right to discontinue or modify any offering without notice.

Price changes go into effect on the first day of the month following notice. By using our services, you authorize Lamco Investments LLC to charge your account in accordance with the plan selected. Downgrades take effect at the start of the next billing month.

Lamco Investments LLC makes reasonable efforts to keep prices accurate and descriptions up to date. However, we do not warrant that all descriptions or pricing are error-free. If a product is mispriced, we may cancel your order and issue a refund.

Descriptions or references to third-party products or services do not imply endorsement or warranty.

SECTION 11 – IMPORTANT DISCLOSURES

Lamco Investments LLC is a publisher and educational company. No content provided constitutes personalized investment advice. The opinions expressed are general and not tailored to any specific person or investment strategy. Do not contact us for individual financial advice — we do not provide it.

Trading involves risk. Past results are not a guarantee of future performance. Authors and affiliates may hold or trade positions in securities mentioned.

Third-party content is not subject to Lamco Investments LLC’s investment policy, and we make no guarantees about its reliability.

Performance data is based on sources believed to be reliable, but results are not guaranteed. Quotes may be delayed. Consult a financial advisor before making investment decisions.

Model portfolios may not reflect real-time trades or commissions. Timing differences, capital availability, and market conditions may affect individual results.

SECTION 12 – TESTIMONIALS, REVIEWS, AND PICTURES/VIDEOS

Lamco Investments LLC welcomes customer feedback. Testimonials and reviews may be used online or in print, and may include your name, city, and state. Testimonials reflect personal experiences and are not guarantees of similar results.

You grant Lamco Investments LLC a royalty-free, perpetual, worldwide license to use submitted testimonials, reviews, photos, or videos. We may edit for clarity or brevity and reserve the right not to use them.

SECTION 13 – DISCLAIMERS OF OTHER WARRANTIES

EXCEPT WHERE OTHERWISE INAPPLICABLE OR PROHIBITED BY LAW:

The Website and all content are provided “as is” and “as available” without warranties of any kind, either express or implied — including but not limited to warranties of merchantability or fitness for a particular purpose. We make no warranties about the Website’s reliability, accuracy, security, or uninterrupted availability.

We do not guarantee:

That the Website or software will be error-free or secure.
That any results will meet your expectations.
That products or services purchased will be free from defects.
That content or features will always be available.

All express or implied warranties are disclaimed to the maximum extent permitted by law.

You agree to indemnify and hold harmless Lamco Investments LLC, its officers, employees, and affiliates from all claims or damages related to your use of the Website or services.

SECTION 14 – LIMITATIONS OF LIABILITIES

EXCEPT WHERE OTHERWISE INAPPLICABLE OR PROHIBITED BY LAW:

Lamco Investments LLC, its officers, employees, and agents are not liable for any indirect, special, incidental, punitive, or consequential damages arising from:

Your use or inability to use the Website or software.
Loss of profits, data, goodwill, or other intangible losses.
Unauthorized access or alterations of your transmissions.
Any third-party conduct or content on the Website.

Our maximum liability to you will never exceed the greater of:

Three (3) times the amount you paid in the month prior to the claim, or
$2,000 USD

SECTION 15 – DISPUTE RESOLUTION BY MANDATORY BINDING ARBITRATION AND CLASS ACTION WAIVER

PLEASE READ CAREFULLY:

You agree to resolve any dispute with Lamco Investments LLC through binding, confidential arbitration. You waive your right to:

A trial by jury,
A court hearing, or
Participation in a class action lawsuit.

All claims must be brought individually.

If you have a dispute, first email us at support@lamcoinvestments.com. If we cannot resolve the issue within 120 days, arbitration will proceed under the rules of the American Arbitration Association (AAA) in Maricopa County, Arizona.

The arbitrator will:

Be selected jointly or by AAA if necessary.
Follow Arizona state law.
Issue a written, confidential decision.

Each party is responsible for its own legal costs. This provision survives the termination of your account.

If the class action waiver is found unenforceable, the entire arbitration provision becomes null and void.

SECTION 16 – LAMCO INVESTMENTS LLC ADDITIONAL REMEDIES

To prevent or limit irreparable harm (such as intellectual property violations), Lamco Investments LLC may seek injunctive or equitable relief in a court located in New Castle County DE without posting bond.

You consent to the personal and exclusive jurisdiction of these courts and waive any objections to venue.

SECTION 17 – INDEMNIFICATION

You agree to defend, indemnify, and hold harmless Lamco Investments LLC and its team from any:

Claims,
Losses,
Liabilities,
Damages,
Expenses,
Legal fees

resulting from your:

Violation of these Terms,
Use or misuse of the Website,
Violation of any laws or third-party rights,
Content submissions, or
Breach of any warranty or representation made under this Agreement.

SECTION 18 – NOTICE AND TAKEDOWN PROCEDURES; DIGITAL MILLENNIUM COPYRIGHT ACT (DMCA)

If you believe your copyrighted material is being infringed on the Website, send a formal notice to:

Lamco Investments LLC — Legal Department
244 S Randall Rd, PMB #662
Elgin, IL 60123
Email: support@lamcoinvestments.com

Counter-notices and takedown notices must follow proper DMCA procedures. We reserve the right to remove content and/or terminate accounts of repeat infringers.

SECTION 19 – THIRD-PARTY LINKS

The Website may contain links to third-party websites. Lamco Investments LLC assumes no responsibility for the content, functionality, or accuracy of any external site. These links are provided for convenience only and do not imply endorsement or affiliation.

Please review any third-party site’s own terms and privacy policies before engaging with them.

SECTION 20 – TERMINATION

This Agreement takes effect when you first:

Click “I Agree,” “Submit,” “Order Now,” or similar,
Use the Website,
Purchase a product or service, or
Enter payment information.

Lamco Investments LLC may terminate your access at any time without notice if you violate any provision of this Agreement. Termination does not release you from payment obligations incurred prior.

Sections 11, 12, 13, 15–21, and 24–33 survive termination.

SECTION 21 – NO WAIVER

If Lamco Investments LLC fails to enforce any part of this Agreement, it shall not be considered a waiver of any rights. A waiver is only effective if in writing and signed by Lamco Investments LLC.

SECTION 22 – GOVERNING LAW AND VENUE

This Agreement is governed by the laws of the Deleware, without regard to conflict-of-laws principles.

Any legal dispute not subject to arbitration (see Section 15) will be handled exclusively in the state or federal courts in New Castle County DE. You irrevocably consent to jurisdiction and venue in those courts and waive any right to object.

All legal claims must be filed individually — no class or representative actions are permitted.

SECTION 23 – FORCE MAJEURE

Lamco Investments LLC is not liable for delays or failure to perform due to causes beyond its reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labor disputes, or governmental actions.

SECTION 24 – ASSIGNMENT

Lamco Investments LLC may assign this Agreement at any time without notice. You may not assign your rights or obligations under this Agreement without prior written consent.

SECTION 25 – ELECTRONIC SIGNATURE

All interactions through the Website are considered electronic communications. You agree that electronic communications from Lamco Investments LLC satisfy any legal requirements for written agreements.

SECTION 26 – CHANGES TO THE AGREEMENT

We reserve the right to update these Terms and our Privacy Statement at any time. The most current version will always be available at www.lamcoinvestments.com. Continued use of the Website after updates constitutes acceptance.

SECTION 27 – YOUR ADDITIONAL REPRESENTATIONS AND WARRANTIES

You affirm that:

You are at least 18 years old or the age of majority in your jurisdiction.
You own or have authority to act on behalf of the business associated with your account.
You have read, understand, and agree to this Agreement.
You will not resell or export our services in violation of applicable laws.
All information you provide to Lamco Investments LLC is accurate.

You also confirm that:

You are not the subject of an ongoing or past investigation by any government or regulatory body (e.g., FTC).
If such an investigation arises, you will notify Lamco Investments LLC within 24 hours.
Lamco Investments LLC may terminate this Agreement if you become the subject of an investigation or legal proceeding.

SECTION 28 – SEVERABILITY

If any part of this Agreement is deemed invalid, the remaining provisions remain in full effect. The invalid section shall be modified to the minimum extent necessary to be enforceable.

SECTION 29 – ENTIRE AGREEMENT

This Agreement, including our Privacy Statement and any policies posted on the Website, constitutes the entire agreement between you and Lamco Investments LLC. It supersedes all prior agreements, communications, and understandings.

Any new services introduced on the Website will also be subject to this Agreement.

SECTION 30 – CONTACTING US

For any inquiries, please contact:

General Support:
📧 support@lamcoinvestments.com

📫 Mailing Address:
Lamco Investments LLC
244 S Randall Rd, PMB #662
Elgin, IL 60123

SECTION 31 – DATA PRIVACY SHIELD – GDPR

What is GDPR?
The General Data Protection Regulation (GDPR) is a European Union regulation that became effective February 8, 2023. It governs how personal data is collected and processed for EU residents.

Is Lamco Investments LLC GDPR Compliant?
Yes. Please refer to our Privacy Statement at www.lamcoinvestments.com for details.